About Us
Your trusted guardian in car insurance
We are an independent insurance agency licensed by the Florida Department of Financial Services, specializing in FR44 and SR22 insurance for drivers across the state.
Our Introduction
Licensed, experienced, and Florida-focused
We are an independent insurance agency located in Niceville, Florida, that has been licensed by the Florida Department of Financial Services for over 10 years. Our agency specializes in FR44 insurance and serves the entire state of Florida. Over the years we have become FR44 insurance experts and have grown into one of the largest agencies in the Florida DUI insurance market.
Why Choose FR44 Guru?
Coverage options we help clients navigate as part of an FR44 or SR22 policy:
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- Medical payments coverage
- Personal injury protection (PIP)
Why Choose Us
Mile after mile, we've got you covered
Our company has contracts with many major Florida FR44 insurance carriers, including Progressive, National General, Foremost, Dairyland, and more. Our agency uses some of the most advanced systems available to serve clients fast and efficiently — we understand that our reputation depends on keeping you happy.
Request a Quote
Customer Reviews
What Our Customers Say
Florida FR44 insurance customers consistently mention our competitive rates and fast, responsive service.
“If you need FR44, FR44 Guru is the place to go. I received 4 quotes from four different brokers with the same insurance company and FR44 Guru was much lower. Adam is extremely knowledgeable and helped me out significantly in what I need to do moving forward. Appreciate you guys.”
“Being a high-risk driver, it was very hard finding an insurance company that would accept me. It became very discouraging hearing "no" all the time. Someone recommended FR44 Guru and they were able to get me fully covered at a decent rate.”
“Always getting the best deals through FR44 Guru and trust them for many years! They do their job the best! Adam is the best — professional, nice, and tries his best to assist with everything, giving the best quotes. Highly recommend. Once again I'm fully satisfied with the best assistance and professionalism. Thank you so much!”
“The team at FR44 Guru made getting insurance one of the easiest experiences ever. They were amazing, and never made me feel ignorant of the process. I have always gone directly through the company, but they made using a broker one of the best insurance experiences. I have recommended them to anyone I know that needs car insurance.”
“Great customer service with quick response timing on any questions asked — very thorough and friendly staff, highly recommended.”