Florida FR44 & SR22 Specialists
Expert guidance for your FR44 & SR22 needs
A DUI can be a challenging ordeal, but FR44 Guru is here to support you with expert guidance and tailored solutions. With decades of combined experience, our agency specializes in navigating the FR44 and SR22 process. We've cultivated strong relationships with multiple carriers, ensuring we find a policy that meets your needs. Ready to start, or need a free FR44 or SR22 consultation? Contact us today — our mission is to get you back on the road quickly and confidently.
What We Offer
How we make FR44 & SR22 insurance simple
Our Introduction
FR44 Guru: Your Expert FR44 & SR22 Insurance Partner
At FR44 Guru, we bring decades of insurance industry expertise to help Florida drivers with DUI convictions secure affordable, reliable FR44 and SR22 insurance policies and restore their driving privileges. Our state-affiliated channels, including the DMV, give us unparalleled insight into the complexities of FR44 and SR22 requirements, allowing us to deliver tailored solutions that simplify the process for our clients. We handle every detail with precision, filing your FR44 or SR22 form electronically with the state for faster processing — you'll receive your certificate quickly via email or fax so you're back on the road as soon as possible.
Why Choose FR44 Guru?
- Unmatched expertise: with decades in the insurance business, we specialize in FR44 & SR22 insurance and understand the nuances that others may overlook.
- Trusted connections: our established relationships with state authorities let us navigate FR44 & SR22 requirements efficiently and effectively.
- Client-first approach: we prioritize your needs, offering customized solutions and clear communication every step of the way.
- Fast & reliable service: with electronic filing and prompt certificate delivery, we work to resolve your issues quickly.
What We Do
Things you should know about FR44 insurance
At FR44 Guru, we provide affordable FR44 insurance policies for drivers in Florida with DUI convictions. With over 16 years of experience, we partner with nearly every carrier in the state to find competitive rates. Our efficient process ensures you get the coverage you need quickly and easily.
What is FR-44 Insurance?
Florida FR44 insurance is a type of auto insurance policy required by the state of Florida for drivers convicted of a DUI. It ensures these drivers carry higher bodily injury and property damage liability limits — 100/300/50 — to protect the public in the event of an at-fault accident.
Why is it Required?
The FR44 certification is submitted electronically to the State of Florida once the policy is written, and is required for three years from the date of the FR44 reinstatement. Failure to comply can result in license suspension or other penalties. We can provide a copy of the FR44 certificate instantly.
What's the Cost?
The cost of Florida FR44 insurance varies significantly depending on age, location, driving history, and claims record. Because required liability limits are higher than a typical auto policy, FR44 insurance can cost more than standard coverage.
Non-Owner FR44
If you don't own a vehicle but still need to comply with the FR44 requirement, you can purchase a non-owner FR44 insurance policy. It provides liability coverage for accidents you may cause while driving someone else's car, and is typically less expensive than a standard FR44 policy.
Renewal
We requote your policy at every renewal to see if we can find you a better rate. Since we write FR44 policies with 10 carriers, we can sometimes switch you to a new policy with a lower rate. We monitor your renewals and are here to help with any questions.
What is a Florida SR22 filing?
In Florida, an SR22 is a certificate proving a high-risk driver has at least 10/20/10 liability coverage, though courts may require higher limits. It's needed for three years to maintain or reinstate driving privileges, and is filed electronically by the insurer with the DMV.
In Florida, an SR22 filing may be required for:
- Driving without insurance
- Reckless driving
- Multiple traffic violations
- License suspension or revocation
- At-fault accidents without insurance
- Unpaid traffic fines or judgments
- Sometimes, but more rarely, DUI/DWI convictions
How do I get the SR22 filing?
The SR22 filing is submitted electronically to the state of Florida by your insurance provider. If you work with us, we can also send you a copy.
Do I have to pay the SR22 policy in full?
The carriers we work with often allow monthly payments, but paying in full is typically less expensive.
How much does Florida SR22 insurance cost?
The cost of SR22 insurance in Florida varies based on factors such as age, gender, credit history, vehicle type, location, and driving record. The price of an SR22 policy can be similar to a regular auto policy.
Customer Reviews
What Our Customers Say
Florida FR44 insurance customers consistently mention our competitive rates and fast, responsive service.
“If you need FR44, FR44 Guru is the place to go. I received 4 quotes from four different brokers with the same insurance company and FR44 Guru was much lower. Adam is extremely knowledgeable and helped me out significantly in what I need to do moving forward. Appreciate you guys.”
“Being a high-risk driver, it was very hard finding an insurance company that would accept me. It became very discouraging hearing "no" all the time. Someone recommended FR44 Guru and they were able to get me fully covered at a decent rate.”
“Always getting the best deals through FR44 Guru and trust them for many years! They do their job the best! Adam is the best — professional, nice, and tries his best to assist with everything, giving the best quotes. Highly recommend. Once again I'm fully satisfied with the best assistance and professionalism. Thank you so much!”
“The team at FR44 Guru made getting insurance one of the easiest experiences ever. They were amazing, and never made me feel ignorant of the process. I have always gone directly through the company, but they made using a broker one of the best insurance experiences. I have recommended them to anyone I know that needs car insurance.”
“Great customer service with quick response timing on any questions asked — very thorough and friendly staff, highly recommended.”